Know Tips to Secure Banking

                 Recent headlines are many cases of fraud associated with credit cards. Card payment system even more secure on the discussion has started to. Subsequently, the use of debit cards has made ​​important feed pins. This arrangement will apply from 15 March. Banks have started preparing for it.

Your safety is in your hands. How modern techniques of security mantra should is always relevant. Fraud has been observed that in many cases the person who has misused your name and your credit record. This identity fraud (tax fraud to wrest the identity of someone else to do) is known.

              Reserve Bank to all banks in a July 2013 debit card, credit card, NEFT, RTGS, all forms of mobile payment systems to modernize the payment has already issued guidelines.

- All new debit and credit cards are only for domestic use unless the customer does not demand its international use

- Use all the cards in the international EMV chip and PIN will be necessary to use 

- All existing EMV chip card with a magnetic strip on the card will be changed, if it has been used once for international transactions 

- Banks must ensure that traders comply with all standards and engaged in card payment terminal to be able to identify

- Based on the pattern of transactions of bank customers create rules to prevent fraud. Additionally, based on the Internet protocol standards, comply with all the infrastructure

- Back- fraud mechanism to monitor the Quick Build

- The bank to block the card, follow the easiest methods such as SMS messages and send instant confirmation

- RTGS, NEFT Interbank Mobile Payment Service to exercise extra caution to secure bank

- Plus a range of additional security for the transfer of funds allocation

- Each account in a day, not a set limit to facilitate the transfer of funds to more people

- Be alert when added to any beneficiary

- From a single account in one day the transaction is closely monitored and in case of any doubt should be given to the customer immediately alert. 

- If possible digital signature to be made mandatory for RTGS 

- Internet Protocol addresses and extra caution should be used to identify

You Do: 

                You can easily post card fraud, data theft can be a victim of cloning. Special equipment identity fraud committed by criminals to steal data from your card imprinted easily create counterfeit cards. Shops and ATM machines at nearly the same on payment of cameras not hard to steal your PIN. Be not forget to mention the security of the card.It is important that as soon as you get a new card immediately sign on the signature panel. When the PIN set your birth date, train number, mobile number, etc. Do not use. Write down your personal identification number, a special place. If possible, be sure to remember. 

                    Lost card must tell your bank immediately and let it block. It may also have to give information to the police. Protect all the details in one place. As far as possible before your eyes Make use of the card. Cloning of cards at restaurants or petrol pump are frequent. Certainly not reveal card details over the phone.